Apply for a new mortgage

Are you an existing HSBC mortgage customer?

To make a change to your existing mortgage, or if you are wanting to move home/ borrow more , you'll need to apply through your online banking. This is so we can locate your mortgage details.

If you are an existing HSBC mortgage customer and not moving home, but would like to make any of the following changes:

 - Add or remove someone from your mortgage and/or ownership of your property.
 - Increase or decrease the term of your mortgage.
 - Change repayment type, i.e. interest only to capital repayment.

Yes (opens an overlay window)

Are you changing an existing HSBC mortgage?

For all other applications we would like to know:

Will this be for: -

Will this be for: -is required Help Main home - this is the home you intend to reside in. Additional property - this is a secondary, non-permanent residence that you don't intend to let, such as a weekend home. Buy-to-Let (funded by rental income) - you intend to let the property, and the rental income will pay the mortgage.

your main home a second / additional property a Buy to Let property

What are you looking to do?

What are you looking to do?is required Help Buy my first home - each person on the application must have never owned a property before Move home or buy a second home - you have got or have had a mortgage and are buying a new or additional property Move my mortgage to HSBC - you have a mortgage with another lender and want to move to HSBC Borrow more on my HSBC mortgage - you have an HSBC mortgage and want to borrow more money against the property Borrow money on a property I own outright - you own a property with no mortgage and want to borrow money against the property

Please selectBuy my first homeMove home or buy a second homeMove my mortgage to HSBCBorrow more on my HSBC mortgageBorrow money on a property I own outright

What are you looking to do?

What are you looking to do?is required Help Buy my first home - each person on the application must have never owned a property before Move home or buy a second home - you have got or have had a mortgage and are buying a new or additional property Move my mortgage to HSBC - you have a mortgage with another lender and want to move to HSBC Borrow more on my HSBC mortgage - you have an HSBC mortgage and want to borrow more money against the property Borrow money on a property I own outright - you own a property with no mortgage and want to borrow money against the property

Please selectBuy my first homeMove home or buy a second homeMove my mortgage to HSBCBorrow more on my HSBC mortgageBorrow money on a property I own outright

How are the mortgage payments covered?is required

By the rent

Do you or a relative intend to occupy the property at any time in the future?is required

No Yes

How are the mortgage payments covered?is required

By the rent

Do you or a relative intend to occupy the property at any time in the future?is required

No Yes

Do you own any other BTL properties, with or without a mortgage?is required

No Yes

Since you've owned the property have either you or a related person occupied the property at any time?is required Help A related person is:  (a) a person's spouse or civil partner;  (b) a person (whether or not of the opposite sex) whose relationship with that person has the characteristics of the relationship between husband and wife; or (c) a person's parent, brother, sister, child, grandparent or grandchild. The list is not exhaustive, so please check with us if you are unsure.

No Yes

At the time you purchased the property, can you confirm you intended to rent the property as a Buy-to-Let and it would not be occupied by you or a related person, at any time?is required

No Yes

What are you looking to do?

What are you looking to do?is required Help Buy my first home - each person on the application must have never owned a property before Move home or buy a second home - you have got or have had a mortgage and are buying a new or additional property Move my mortgage to HSBC - you have a mortgage with another lender and want to move to HSBC Borrow more on my HSBC mortgage - you have an HSBC mortgage and want to borrow more money against the property Borrow money on a property I own outright - you own a property with no mortgage and want to borrow money against the property

Please selectMove home or buy a second homeMove my mortgage to HSBCBorrow more on my HSBC mortgageBorrow money on a property I own outright

Will the mortgage be used to consolidate any debts?

Will the mortgage be used to consolidate any debts?is required Help Debt Consolidation is where you use a new secured loan or mortgage to repay any existing loans or debts (this includes all types of debt whether secured or unsecured and the repayment of both single or multiple debts).

No Yes

Is the property being purchased as part of a Right to Buy scheme?

Is the property being purchased as part of a Right to Buy scheme?is required Help Right to Buy applications: - If you are in the council discount clawback period you cannot apply for additional borrowing - If you are purchasing a new property, you will need to provide your Right to buy documentation For Armed forces Help to Buy: - You will need to provide your Personal Information Note (PIN)

No Yes

Will the mortgage be used to consolidate any debts?

Will the mortgage be used to consolidate any debts?is required Help Debt Consolidation is where you use a new secured loan or mortgage to repay any existing loans or debts (this includes all types of debt whether secured or unsecured and the repayment of both single or multiple debts).

No Yes